Coastal Credit Union
Coastal Credit Union

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Mortgage Center

Rate Watch

Welcome to Rate Watch. Let Coastal Federal Credit Union keep an eye on interest rates so that you don't have to! Complete the information below and we'll e-mail you when rates reach your goal or if you prefer, we'll e-mail current rate information on a regular basis.

Rate Watch Information

Note: Answering "No" to Escrows/Impounds may limit the number of programs available to you.

FAQs

FAQs

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1. Up to 105% loan to value (LTV) financing up to home’s purchase price or appraised value, whichever is less. For loans with an LTV exceeding 100%, borrower must establish direct deposit and have a qualifying Coastal deposit account in addition to the Primary Share account.

APR = Annual Percentage Rate.

† Term loan – For a $75,000 loan amount, a term of 144 months with a 7.50% APR fixed,  the monthly payment will be $793.87. Balloon payment – For a $125,000 loan amount, a term of 60 month balloon and a 15 year amortization with a 7.50% APR fixed,  The monthly payment will be $1,162.41, with a final balloon payment of $97,964.05. Rates are subject to change daily. Lending area located in North Carolina, Virginia, and South Carolina. Coastal membership must be established prior to scheduled closing.

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